1. Blog - We like self-hosted Wordpress but ActiveRain is also a great blog tool (specific for Real Estate). You can also use Wordpress.com and for $10/year have a blog with your own domain. Mint Social
2. LinkedIn (business account and personal account) - Most people have a linkedIn account but we am always surprised when businesses have not taken the time to create a business profile and RSS in their posts from their blog. LinkedIn profiles are usually in the top 10 in Google when doing a name search (if setup correctly). As for your personal profile, you can RSS in your blog posts, SlideShare documents, Twitter account and much more. LinkedIn profiles will become the first or second place people look for making hiring decisions and buying decisions. (Mint Social on LinkedIn)
3. Facebook (fan page and maybe ads) - Fan pages are valuable because Google sees them and loves them. You can create a fan base and you can RSS in content from your blog, Twitter and other places. This blog feeds our Facebook fan page and I try to keep my personal profile more personal than business but it ends up being a blend of both.
4. Google Account - If you do not have a Google account, you are missing out Big Time. Get a Gmail account and start using it for all your social media emails. It is a great way to filter your email but it also gives you access to must have Google tools. Want to show up in the maps area in a Google search? Get you business on Google Maps. Google profiles are another way to promote you and your business and auto populate your profile via RSS. It goes without saying that Analytics, Alerts and Webmaster Tools are essential to have GOOG-411, Talk and Voice are fun to have. Insider Tip: Google Maps is where your customers can give your business reviews. The more reviews you have, the more likely you will show up in the top spot in Google.
5. Merchantcircle.com - This is another business profile account that is great for geographically targeted keyword marketing. It is also has a great blog and is another place for your customers to write reviews. Mint Social on Merchant Circle

Notables: SlideShare.net to add to your social media marketing arsenal (Mint Social) on SlideShare, Fast Pitch Networking (Mint Social) on Fast Pitch.

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When they owe thousands, or even tens of thousands of dollars to creditors, many people assume that their only way out is through the difficult process of bankruptcy.  And for some, unfortunately, this may be true.  However, for many of these people, another option may offer a route out of debt that is smoother, a bit easier, and reestablishes a sense of control over their financial lives.  Debt settlement is a process through which your total debt is reduced, and you work to make monthly payments and pay off creditors in full.  Which is right for you?

There are two different types of bankruptcy for individuals: chapter 7 and chapter 13.  In chapter 7 bankruptcy, a person’s non-exempt assets are liquidated and the funds used to pay creditors.  Non-exempt property can include a second or vacation home, bank accounts, bonds, valuable items, including collections, a second vehicle, and other items of value.  Those filing for chapter 7 can keep reasonably necessary clothing, household goods, and furnishings, pensions, personal injury awards, public benefits, and tools of his trade, jewelry, and vehicles to a certain value.

Chapter 13 is also called reorganization bankruptcy.  In essence, your debts are reorganized by the court, and you have three to five years to pay them off.  Many opt for chapter 13 because they do not qualify for chapter 7 under new laws or they have non-exempt property they want to keep. If you would like to file chapter 7, which essentially eliminates your qualifying debts, you must pass the Bankruptcy Means Test, which takes into account your current income level, family size, etc.

In either method, your debt is handled in a legal manner, and you are required to receive credit counseling before filing.  This can be helpful because you explore other options and can learn valuable tips for managing money and debt more healthily.

However, there are drawbacks to the bankruptcy process.  The first and most obvious is that your credit score suffers tremendously.  A bankruptcy stays on your credit report for at least seven years.  During this time, it is exceedingly difficult to obtain good credit.  If you do get a loan or mortgage, you will be unfavorably high interest rates and may not qualify for the full amount for which you ask.

In addition, because of new, more complex bankruptcy laws, many people need to hire a lawyer specially trained in this area of the law.  For people struggling with debt, this is a burden to say the least.  Another reality of bankruptcy is that it is one of the most stressful events a person can go through in his lifetime.  It is on the top ten biggest stressers list, in the category of losing a spouse, losing your home, etc.  It is very difficult on your mental health, very stressful, and very trying for your whole family. For your sanity alone, it may be well worth it to explore an alternative.

Debt settlement is only similar to bankruptcy in a few regards:  you do have a way to handle your debt, and it is a legal process.  Beyond that, the two are very different.  Debt settlement offers a way to escape debt without the tremendous burden of stress and attorney bills that can accompany bankruptcy.  In a reputable debt settlement, or debt negotiation program, you make a monthly payment into an escrow account which is specifically reserved for paying your creditors.  One at a time, settlement specialists negotiate with your creditors to reduce the overall balance that you owe.  For instance, a $10,000 credit card bill may be slashed to $5000, or even less.

You then pay that creditor in full as soon as your escrow account as sufficient funds.  You cross that one off the list, and the specialists move on to the next.  In this systematic manner, all of your unsecured debt can be eliminated.

While your credit score does initially dip, it ultimately is healed by your efforts because creditors are being paid in full.  When you work with a program like this, you can be debt free in a matter of three to five years.  Free of debt.  Did you ever think that was possible? It can be when you choose the right road.  Debt settlement will get you there.  Start now so you get out of that prison.

Learn about debt settlement, debt consolidation, debt relief, and more at Impact Debt Settlement. Article Source: Debt Consolidation FAQ

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northern michigan waterfront home for sale

Thinking of Moving to Traverse City Michigan or Relocating to Paradise? Well don’t take our word for it…see for yourself. Check out our top ten list of references and reasons to live in Traverse City. Northern Michigan Waterfront View Home For Sale!

1. Traverse City Michigan #2 on Relocate America’s Top 10 Places to Live in 2007 + Downtown Traverse City Vacation Rentals
http://tcriverhouse.com/top10.htm

From Wikipedia Traverse City (pronounced /ˈtrævərs ˈsɪti/) is a city in the U.S. state of Michigan. It is the county seat of Grand Traverse County,^[3] although a small portion extends into Leelanau County. It is the largest city in the 21-county Northern Michigan region. The population was 14,532 at the 2000 census. In 2007, the Traverse City micropolitan area was estimated to have a population of 142,075.^[4] Despite its modest population, Traverse City functions as the major commercial nexus for a seven-county area totaling over 2,700 square miles (7,000 km²) and, along with cross-peninsula counterpart Alpena, is one of Northern Lower Michigan’s two anchor cities.

2. The Best Fishing Towns in America | Field & Stream (Traverse City #3)
http://www.fieldandstream.com/photos/gallery/kentucky/2008/01/best-fishing-towns-america?photo=0

3. Old Mission Peninsula - Northwest Michigan
http://www.oldmission.com/

4. Wineries of Old Mission, Michigan
http://www.wineriesofoldmission.com/

5. Traverse City Ski Lodging Guide, Crystal Mountain, The Homestead, Shanty Creek, Ski Michigan, Traverse City, Michigan
http://www.skimichigan.com/traverse/lodging/

6. Michigan Golfing - Northern Michigan Golf Guide: Golf Courses and Resorts - Gaylord, Boyne, Traverse City, Cadillac, Michigan
http://www.michiweb.com/golf/

7. National Cherry Festival
http://www.cherryfestival.org/#1a

8. Northern Michigan Ski, Golf, Spa & Waterpark Resorts | BOYNE
http://www.boyne.com/

9. Boating, Water Skiing, Sailing and Other Water Sports and Leisure Activities
http://www.michigan.org/Things-to-Do/Outdoors/Boating/Default.aspx?city=G42&lm=pf
10. Traverse City - Pure Michigan Travel (Book Your Travel NOW!)
http://www.michigan.org/Partners/Traverse-City/Default.aspx?link=feat

11. Best Waterfront Home on Old Mission Peninsula is For sale

One of Best Waterfront Homes on Old Mission Peninsula for Sale call 231-499-1990

For Those Who Demand The Best In A Custom Designed Home. Contemporary with a Cottage Outlook On Life-sunny, Warm, Whimsical, & Charming-executed with the Finest Craftsmanship. Cook’s Delight Kitchen Enhanced By Granite, Upscale Appliances, Beadboard, Hardwood, Island & Views Flows To Informal Dining, Livingroom Gathering, And Screened Gazebo. Office/den, Parlor, Foyer On Main Floor and 4 bedrooms upstairs. Upstairs Master Suite To Bay, 3 Guestrooms, One Of Which Is F/r Over Garage, & Cedar Shake Siding. CLICK HERE for Northern Michigan Waterfront View Home For Sale!

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Michgan Realestate Blog Top traverse city Golf courses and Resorts

Traverse City Area Featured Golf Courses & Resorts

Northern Michigan Waterfront Home For Sale see virtual tour website:  CLICK HERE
For Those Who Demand The Best In A Custom Designed Home. Contemporary with a Cottage Outlook On Life-sunny, Warm, Whimsical, & Charming-executed with the Finest Craftsmanship. Cook’s Delight Kitchen Enhanced By Granite, Upscale Appliances, Beadboard, Hardwood, Island & Views Flows To Informal Dining, Livingroom Gathering, And Screened Gazebo. Office/den, Parlor, Foyer On Main Floor. 4 Bedroom home Upstairs Master Suite To Bay, 3 Guestrooms, One Of Which Is F/r Over Garage, & Cedar Shake Siding.

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Are you looking for a house with a gourmet kitchen… light & lively open floor plan… delight for entertaining… fabulous water views… sumptuous master suite… wrap around deck with gazebo?

Northern Michigan Waterfront Home - For Those Who Demand The Best In A Custom Designed Home. Contemporary with a Cottage Outlook On Life-sunny, Warm, Whimsical, & Charming-executed with the Finest Craftsmanship. Cook’s Delight Kitchen Enhanced By Granite, Upscale Appliances, Beadboard, Hardwood, Island & Views Flows To Informal Dining, Livingroom Gathering, And Screened Gazebo. Office/den, Parlor, Foyer On Main Floor. Upstairs Master Suite To Bay, 2 Guestrooms, One Of Which Is F/r Over Garage, & Cedar Shake Siding.

Northern Michigan waterfront home

10383 Marion Dr W
Traverse City, MI 49686

4 Bedrooms, 2 Full Baths, 1 Half Bath

Year Built: 2002
Style: Two Story
Possession: Negotiable/Other
Subdivision:  Harbor View
County: Grand Traverse
Approx. Square Footage: 3,337

School District: Traverse City

Dining Room: 13.00×12.00
Living Room: 32.00×16.00
Kitchen: 14.02×14.11
Family Room: 31.00×16.00
Master Bedroom 1: 29.00×13.00
Bedroom 2: 14.00×13.00
Bedroom 3: 31.00×16.00
Den: 14.00×12.00
Basement: Full, Walkout, Egress Windows, Poured Concrete, Plumbed for Bath

Acreage: 1.3
Waterfront: Yes
Body of Water: West Bay

More information at: http://rtvpix.com/RE-1600-Z5CUUZ-01

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